Geometric Sequences, Series and Limiting Sums
Every GP term is an exponential function of its position. Once you know the ratio $r$, you can jump to any term instantly with $T_n = ar^{n-1}$, sum any number of terms with $S_n$, and — when $|r|<1$ — find the exact sum of an infinite series. These three ideas unlock a huge class of real-world models from bacteria colonies to bouncing balls.
Before we do any algebra, write your gut answers to these warm-up prompts. No calculating — just what you already think:
- The sequence 2, 6, 18, 54 — what is the pattern? What would the 10th term be roughly?
- If you add up the infinite series $1 + \frac{1}{2} + \frac{1}{4} + \frac{1}{8} + \cdots$, does it reach a finite value or grow forever? What do you think the sum is?
- A population doubles every year. After 10 doublings, it is 1,024 times the original. Roughly how many doublings to reach 1,000,000 times the original?
Four anchor results drive everything in this lesson:
Common ratio test: a sequence is geometric if and only if $\dfrac{T_n}{T_{n-1}}$ is constant for all $n$. That constant is $r$.
$n$th term: $T_n = ar^{n-1}$ where $a = T_1$. This is an exponential function of $n$.
Sum of $n$ terms: $S_n = \dfrac{a(1-r^n)}{1-r}$ for $r \neq 1$; use $S_n = na$ if $r = 1$.
Limiting sum: $S_\infty = \dfrac{a}{1-r}$ exists only when $|r| < 1$.
Key facts
- A GP has constant ratio $r = T_n / T_{n-1}$
- $T_n = ar^{n-1}$; $T_n$ is exponential in $n$
- $S_n = \dfrac{a(1-r^n)}{1-r}$ for $r \neq 1$; $S_\infty = \dfrac{a}{1-r}$ for $|r| < 1$
Concepts
- Why the sum formula follows algebraically from multiplying $S_n$ by $r$ and subtracting
- Why $r^n \to 0$ as $n \to \infty$ when $|r| < 1$, giving a finite limiting sum
- Why $|r| \geq 1$ means no limiting sum exists
Skills
- Find any term $T_n$ and solve for $n$ given a target term value
- Find $a$ and $r$ from two given terms
- Calculate $S_n$ for a finite GP; apply limiting sum formula
- Express repeating decimals as fractions using $S_\infty$
- Model exponential growth/decay with GP formulas
A geometric sequence (GP) is one where each term is obtained by multiplying the previous term by a fixed constant $r$, the common ratio. Formally: $r = \dfrac{T_n}{T_{n-1}}$ is the same for every consecutive pair.
Testing whether a sequence is geometric: check that all successive ratios are equal. If $T_2/T_1 = T_3/T_2 = T_4/T_3 = \cdots = r$, the sequence is a GP.
$2,\ 6,\ 18,\ 54,\ \ldots$ — ratio $r = 3$ (geometric, growing)
$100,\ 50,\ 25,\ 12.5,\ \ldots$ — ratio $r = 0.5$ (geometric, decaying)
$1,\ {-2},\ 4,\ {-8},\ \ldots$ — ratio $r = {-2}$ (geometric, alternating sign)
$5,\ 10,\ 20,\ 35$ — differences 5, 10, 15 (not constant ratio — this is NOT a GP)
Behaviour by ratio value:
- $r > 1$: terms grow without bound (exponential growth)
- $0 < r < 1$: terms decrease toward 0 (exponential decay)
- $r < 0$: terms alternate in sign, magnitude may grow or decay
- $r = 1$: all terms equal (constant sequence)
- $r = -1$: terms alternate between $a$ and $-a$
Contrast with AP: an AP adds a constant; a GP multiplies by a constant. This means $T_n$ in an AP is a linear function of $n$, while $T_n$ in a GP is an exponential function of $n$.
GP: $r = T_n / T_{n-1}$ is constant for all $n \geq 2$.; Test: compute $T_2/T_1$, $T_3/T_2$ — equal means GP.
Pause — copy the GP definition: common ratio $r = T_n / T_{n-1}$ is constant; test by computing $T_2/T_1$ and $T_3/T_2$ (must be equal); $r > 1$ grows, $0 < r < 1$ decays, $r < 0$ alternates — into your book.
Quick check: Which of the following is a geometric sequence?
We just saw that a GP has a constant ratio $r = T_n / T_{n-1}$. That raises a question: instead of multiplying through term by term, can we jump directly to any position — and given two terms $T_m$ and $T_n$, can we find both $a$ and $r$ without listing all terms? This card answers it → $T_n = ar^{n-1}$; to find $a$ and $r$ from two known terms, divide to eliminate $a$ and solve $r^{n-m} = T_n/T_m$.
Starting from $T_1 = a$ and multiplying by $r$ each time: $T_1 = a$, $T_2 = ar$, $T_3 = ar^2$, ..., and by induction $T_n = ar^{n-1}$. Because $r^{n-1}$ is an exponential function of $n$, so is $T_n$.
Worked example 1 — finding a term and solving for $n$:
GP: $3,\ 6,\ 12,\ \ldots$ $a = 3$, $r = 2$.
- Find $T_8$: $T_8 = 3 \cdot 2^7 = 3 \cdot 128 = 384$.
- Which term equals 384? Set $3 \cdot 2^{n-1} = 384 \Rightarrow 2^{n-1} = 128 = 2^7 \Rightarrow n-1 = 7 \Rightarrow n = 8$. ✓
- Which is the first term exceeding 1000? $3 \cdot 2^{n-1} > 1000 \Rightarrow 2^{n-1} > 333.3 \Rightarrow n-1 > \log_2(333.3) \approx 8.38 \Rightarrow n \geq 10$ (so $T_{10} = 3 \cdot 2^9 = 1536$).
Worked example 2 — finding $a$ and $r$ from two terms:
$T_3 = 12$ and $T_6 = 96$. Find $a$ and $r$.
- $T_3 = ar^2 = 12$ and $T_6 = ar^5 = 96$.
- Divide: $\dfrac{ar^5}{ar^2} = r^3 = \dfrac{96}{12} = 8 \Rightarrow r = 2$.
- Back-substitute: $a \cdot 4 = 12 \Rightarrow a = 3$.
- Check: $T_1 = 3,\ T_2 = 6,\ T_3 = 12,\ T_4 = 24,\ T_5 = 48,\ T_6 = 96$ ✓
$T_n = ar^{n-1}$ where $a = T_1$ and $r$ = common ratio.; To find $a$ and $r$ from $T_m$ and $T_n$: divide to get $r^{n-m} = T_n/T_m$, take root, back-substitute.
Pause — copy $T_n = ar^{n-1}$ and the method for finding $a$ and $r$ from two known terms: divide $T_n$ by $T_m$ to get $r^{n-m}$, take roots, back-substitute for $a$ — into your book.
True or false: In the GP $5,\ 10,\ 20,\ 40,\ \ldots$, the 6th term is $T_6 = 160$.
We just saw that $T_n = ar^{n-1}$ finds any individual term. That raises a question: to sum the first $n$ terms of a GP, is there a shortcut — and how do you derive it rather than just memorise it? This card answers it → write $S_n$, multiply by $r$, subtract to cancel all interior terms, then solve: $S_n = \dfrac{a(1-r^n)}{1-r}$.
The GP sum formula is derived by a clever algebraic trick: write $S_n$, multiply by $r$, then subtract. Almost everything cancels.
Derivation (NESA requires you to know this):
- $S_n = a + ar + ar^2 + \cdots + ar^{n-1}$ ...(1)
- $rS_n = \phantom{a + {}}ar + ar^2 + \cdots + ar^{n-1} + ar^n$ ...(2)
- Subtract (1) from (2): $rS_n - S_n = ar^n - a$
- $S_n(r-1) = a(r^n - 1)$, so $S_n = \dfrac{a(r^n-1)}{r-1}$ for $r \neq 1$.
- Equivalently: $S_n = \dfrac{a(1-r^n)}{1-r}$ (multiply top and bottom by $-1$).
Which form to use: both are equivalent, but:
- $\dfrac{a(1-r^n)}{1-r}$: numerator $(1-r^n) > 0$ when $r < 1$ — convenient for $r < 1$.
- $\dfrac{a(r^n-1)}{r-1}$: numerator $(r^n-1) > 0$ when $r > 1$ — convenient for $r > 1$.
Special case $r = 1$: all $n$ terms equal $a$, so $S_n = na$.
$$S_6 = \frac{3(2^6-1)}{2-1} = \frac{3 \times 63}{1} = 189$$
$S_n = \dfrac{a(1-r^n)}{1-r} = \dfrac{a(r^n-1)}{r-1}$ for $r \neq 1$. Use whichever keeps the numerator positive.; Special case $r = 1$: $S_n = na$.
Pause — copy the GP sum formula $S_n = \dfrac{a(1-r^n)}{1-r}$ (use when $r < 1$) or $\dfrac{a(r^n-1)}{r-1}$ (use when $r > 1$) and the special case $r = 1$: $S_n = na$ — into your book.
Fill the blanks: For the GP $2,\ 6,\ 18,\ \ldots$ with $n = 5$ terms: $a =$ , $r =$ , and $S_5 = \dfrac{2(3^5-1)}{3-1} =$ .
We just saw the GP sum $S_n = \dfrac{a(1-r^n)}{1-r}$ for finite $n$. That raises a question: when $|r| < 1$, each term is smaller than the last — does the sum grow forever, or does it settle at a finite value as $n \to \infty$? This card answers it → since $r^n \to 0$ when $|r| < 1$, the formula gives $S_\infty = \dfrac{a}{1-r}$; when $|r| \geq 1$, no finite sum exists.
When $|r| < 1$, the terms of a GP shrink toward zero. As $n \to \infty$, $r^n \to 0$, so the sum formula simplifies to a finite value: $S_\infty = \dfrac{a}{1-r}$. When $|r| \geq 1$, no such limit exists.
Derivation of the limiting sum:
- Start with $S_n = \dfrac{a(1-r^n)}{1-r}$.
- If $|r| < 1$: as $n \to \infty$, $r^n \to 0$.
- So $S_n \to \dfrac{a(1-0)}{1-r} = \dfrac{a}{1-r}$.
Classic example: $1 + \dfrac{1}{2} + \dfrac{1}{4} + \dfrac{1}{8} + \cdots$: $a = 1$, $r = 0.5$.
$S_\infty = \dfrac{1}{1-0.5} = \dfrac{1}{0.5} = 2$ ✓
Repeating decimals as fractions: $0.\overline{3} = 0.3 + 0.03 + 0.003 + \cdots$: $a = 0.3$, $r = 0.1$.
$S_\infty = \dfrac{0.3}{1-0.1} = \dfrac{0.3}{0.9} = \dfrac{1}{3}$ ✓
Finding $r$ from $a$ and $S_\infty$:
If $a = 6$ and $S_\infty = 9$: $\dfrac{6}{1-r} = 9 \Rightarrow 1 - r = \dfrac{6}{9} = \dfrac{2}{3} \Rightarrow r = \dfrac{1}{3}$.
$r = 2$: terms double each time — partial sums grow without bound.
$r = -2$: terms alternate $+, -, +, -$ with growing magnitude — no limit.
$r = 1$: $S_n = na \to \infty$.
$r = -1$: $S_n$ alternates between $a$ and $0$ — no limit.
$S_\infty = \dfrac{a}{1-r}$ exists only when $|r| < 1$ (i.e. $-1 < r < 1$).; Derivation: in $S_n = \dfrac{a(1-r^n)}{1-r}$, take $n \to \infty$ and use $r^n \to 0$.
Pause — copy the limiting sum $S_\infty = \dfrac{a}{1-r}$ (exists only when $|r| < 1$) and the derivation logic (set $r^n \to 0$ in the finite sum formula) into your book.
Quick check: Which of the following infinite GPs has a limiting sum?
We just saw the limiting sum $S_\infty = \dfrac{a}{1-r}$ for $|r| < 1$. That raises a question: when a population grows by 3% annually or a drug dose halves every 6 hours, how do you set up the GP model correctly — especially with the "after $k$ periods" indexing trap? This card answers it → growth: $r = 1 + \text{rate}$; decay: $r = 1 - \text{rate}$; "after $k$ periods" means $T_{k+1}$ if $T_1$ is the starting value.
Many real-world quantities change by a fixed percentage each period — populations, investments, radioactive decay, drug concentration in the bloodstream. These are modelled by GPs because each value is a fixed multiple of the previous one.
Setting up the model — identify $a$ and $r$:
- $a$ = initial amount (the starting value, $T_1$)
- Growth at rate $p\%$ per period: $r = 1 + p/100$ (e.g. 5% growth $\Rightarrow r = 1.05$)
- Decay at rate $p\%$ per period: $r = 1 - p/100$ (e.g. 20% decay $\Rightarrow r = 0.8$)
Worked example — bacteria colony:
A colony starts at 500 bacteria and triples every hour. (a) Value after 6 hours. (b) When does it first exceed 1,000,000?
- $a = 500$, $r = 3$. $T_n = 500 \cdot 3^{n-1}$.
- (a) After 6 hours means $n = 7$ (hour 0 is start, hour 6 is $T_7$): $T_7 = 500 \cdot 3^6 = 500 \cdot 729 = 364{,}500$ bacteria.
- (b) $500 \cdot 3^{n-1} > 10^6 \Rightarrow 3^{n-1} > 2000 \Rightarrow (n-1)\log 3 > \log 2000$
$n-1 > \dfrac{\log 2000}{\log 3} \approx \dfrac{3.301}{0.477} \approx 6.92 \Rightarrow n \geq 8$.
So at $n = 8$ (after 7 hours): $T_8 = 500 \cdot 3^7 = 500 \cdot 2187 = 1{,}093{,}500 > 1{,}000{,}000$. ✓
Sum applications: GP sums arise when the context accumulates over time — total drug doses, total distance travelled by a bouncing ball, total depreciation.
If $T_1$ = value at start (before any periods elapse), then after $k$ periods the value is $T_{k+1}$.
If $T_1$ = value after the first period, then after $k$ periods the value is $T_k$.
Read each problem carefully — it usually says "starts at" (use $T_1$) or "after 1 year" (use $T_2$ as year-1 value).
$a = 30{,}000$, $r = 0.85$.
After $n$ years: $T_{n+1} = 30{,}000 \times 0.85^n$ (since $T_1 = 30{,}000$ is the starting value).
Growth model: $a$ = initial, $r = 1 + \text{rate}$. Decay model: $r = 1 - \text{rate}$.; Apply $T_n = ar^{n-1}$ with careful indexing: "after $k$ periods" = $T_{k+1}$ if $T_1$ is the start.
Pause — copy the GP application setup: growth $r = 1 + \text{rate}$, decay $r = 1 - \text{rate}$; $T_n = ar^{n-1}$ with the indexing rule that "after $k$ periods" = $T_{k+1}$ — into your book.
Top 3 list: List THREE key steps to set up and solve an exponential growth/decay problem using a GP model.
Worked examples · 3 problems
A GP has first term $a = 3$ and common ratio $r = 2$. (a) Find $T_8$. (b) Find $S_8$. (c) Which term first exceeds 1000?
$T_8 = 3 \cdot 2^{8-1} = 3 \cdot 2^7 = 3 \cdot 128 = \mathbf{384}$
$$S_8 = \frac{3(2^8 - 1)}{2-1} = \frac{3 \times 255}{1} = \mathbf{765}$$
$3 \cdot 2^{n-1} > 1000$
$2^{n-1} > 333.3$
$(n-1)\log 2 > \log 333.3$
$n - 1 > \dfrac{\log 333.3}{\log 2} \approx \dfrac{2.523}{0.301} \approx 8.38$
$n > 9.38$, so $n = 10$.
Check: $T_{10} = 3 \cdot 2^9 = 3 \cdot 512 = \mathbf{1536}$ ✓, and $T_9 = 3 \cdot 256 = 768 < 1000$ ✓
(a) Find $S_\infty$ for the series $12 + 4 + \dfrac{4}{3} + \cdots$. (b) Express $0.\overline{27} = 0.272727\ldots$ as a fraction using the limiting sum formula.
$a = 12$, $r = \dfrac{4}{12} = \dfrac{1}{3}$.
Check: $\dfrac{4/3}{4} = \dfrac{1}{3}$ ✓ and $\left|\dfrac{1}{3}\right| < 1$ ✓, so $S_\infty$ exists.
$$S_\infty = \frac{a}{1-r} = \frac{12}{1 - \tfrac{1}{3}} = \frac{12}{\tfrac{2}{3}} = 12 \times \frac{3}{2} = \mathbf{18}$$
$0.\overline{27} = 0.27 + 0.0027 + 0.000027 + \cdots$
$a = 0.27$, $r = 0.01$. Check: $|0.01| < 1$ ✓
$$S_\infty = \frac{0.27}{1-0.01} = \frac{0.27}{0.99} = \frac{27}{99} = \frac{3}{11}$$
Verify: $3 \div 11 = 0.272727\ldots$ ✓
A car costs $\$30{,}000$ new and depreciates at 15% per year. (a) Write a formula for its value $V_n$ after $n$ years. (b) Find the value after 5 years (to the nearest dollar). (c) After how many full years will the car's value first fall below $\$10{,}000$?
$a = 30{,}000$, $r = 1 - 0.15 = 0.85$.
$T_1 = 30{,}000$ (value at purchase, i.e. year 0).
After $n$ years: $V_n = 30{,}000 \times 0.85^n$.
(Note: this equals $T_{n+1}$ in GP notation, or equivalently $ar^n$ with $n$ = number of periods elapsed.)
$V_5 = 30{,}000 \times 0.85^5 = 30{,}000 \times 0.4437\ldots \approx \mathbf{\$13{,}311}$
($0.85^5 = 0.4437$ to 4 d.p.)
$30{,}000 \times 0.85^n < 10{,}000$
$0.85^n < \dfrac{1}{3}$
$n \log 0.85 < \log\dfrac{1}{3}$
Since $\log 0.85 < 0$, inequality reverses when dividing:
$n > \dfrac{\log(1/3)}{\log 0.85} = \dfrac{-0.4771}{-0.0706} \approx 6.76$
So after $n = 7$ full years the value first falls below $\$10{,}000$.
Check: $V_6 = 30{,}000 \times 0.85^6 \approx \$11{,}314 > \$10{,}000$ ✓
$V_7 = 30{,}000 \times 0.85^7 \approx \$9{,}617 < \$10{,}000$ ✓
Multiple choice · 5 questions
Q1. A GP has terms 5, 15, 45, 135, … What is $T_7$?
Q2. Find $S_\infty$ of $12 + 4 + \dfrac{4}{3} + \cdots$
Q3. A GP has $r = -\dfrac{1}{2}$ and $a = 8$. What is $T_5$?
Q4. For a GP with $a = 10$ and $S_\infty = 40$, find $r$.
Q5. A car depreciates 15% per year. If it costs $30,000 now, which model gives its value after $n$ years?
Paper folded 42 times: thickness is $0.1 \text{ mm} \times 2^{42} \approx 0.1 \times 4.4 \times 10^{12} \text{ mm} = 440{,}000 \text{ km}$ — past the Moon. That's $T_{43}$ of a GP with $a = 0.1$ mm and $r = 2$. The formula $T_n = ar^{n-1}$ captures this exactly. The sum $1 + \tfrac{1}{2} + \tfrac{1}{4} + \cdots = 2$ — a finite number despite infinitely many terms. Doublings to reach $10^6 \times$ original: $2^{n-1} = 10^6 \Rightarrow n = \log_2(10^6) + 1 \approx 20.9$, so 21 doublings.
SA 1. A GP has $T_2 = 6$ and $T_5 = 48$. (a) Find $a$ and $r$. (b) Find the sum of the first 8 terms. (3 marks)
SA 2. Show that the repeating decimal $0.\overline{27} = 0.272727\ldots$ can be expressed as a fraction using the limiting sum formula for a GP. State clearly the values of $a$ and $r$ and verify your answer. (4 marks)
SA 3. A population of 2,000 fish increases by 8% each year, but 150 fish are removed at the end of each year. (a) Explain why this is NOT a pure GP. (b) Write a recurrence relation for the population $P_n$ after $n$ years. (c) Use the recurrence relation to find the population after 5 years (to the nearest whole fish). (5 marks)
📖 Comprehensive answers (click to reveal)
SA 1 (3 marks):
(a) $T_2 = ar = 6$ ... (i); $T_5 = ar^4 = 48$ ... (ii). Divide (ii) by (i): $r^3 = 48/6 = 8$, so $r = 2$. [1] Back-substitute into (i): $2a = 6$, so $a = 3$. [1]
(b) $S_8 = \dfrac{3(2^8 - 1)}{2-1} = 3 \times 255 = \mathbf{765}$. [1]
SA 2 (4 marks):
Write $0.\overline{27} = 0.27 + 0.0027 + 0.000027 + \cdots$ [1]
Identify $a = 0.27$ and $r = \dfrac{0.0027}{0.27} = 0.01$. [1]
Check convergence: $|r| = 0.01 < 1$ ✓, so limiting sum exists. [1]
$S_\infty = \dfrac{0.27}{1 - 0.01} = \dfrac{0.27}{0.99} = \dfrac{27}{99} = \dfrac{3}{11}$. [1]
Verify: $3 \div 11 = 0.272727\ldots$ ✓
SA 3 (5 marks):
(a) In a pure GP, each term is obtained by multiplying the previous term by a constant ratio. Here, after multiplying by 1.08 (the growth factor), 150 fish are subtracted — this is adding a constant, not multiplying by one. The ratio $P_{n}/P_{n-1}$ is not constant, so the sequence is not geometric. [2]
(b) $P_0 = 2{,}000$; $P_n = 1.08 \times P_{n-1} - 150$ for $n \geq 1$. [1]
(c) Apply the recurrence relation:
$P_1 = 1.08 \times 2000 - 150 = 2160 - 150 = 2010$
$P_2 = 1.08 \times 2010 - 150 = 2170.8 - 150 = 2020.8$
$P_3 = 1.08 \times 2020.8 - 150 = 2182.5 - 150 = 2032.5$
$P_4 = 1.08 \times 2032.5 - 150 = 2195.1 - 150 = 2045.1$
$P_5 = 1.08 \times 2045.1 - 150 = 2208.7 - 150 \approx \mathbf{2059}$ fish. [2]
Five timed GP questions — $T_n$, $S_n$, limiting sums and applications. Gold tier: 90% + speed.
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