Arithmetic Sequences and Series
When each term differs from the previous by a fixed amount, you have an arithmetic progression. The linear structure of APs unlocks two powerful formulas — one for finding any term, one for summing any run of terms — and a direct pathway to modelling real-world linear growth and decay.
You save $50 in January, $80 in February, $110 in March, adding $30 each month. Before any calculation, write your gut answers:
- What would you save in month 12?
- Have you saved more or less than $1,200 over the full 12 months?
- How would you work this out systematically?
An arithmetic progression (AP) is a sequence where every consecutive difference is equal. That fixed difference $d$ is called the common difference. Two formulas unlock everything:
The nth term formula finds any term directly without listing the whole sequence. The sum formula adds up any number of consecutive terms in one step. Both follow from the same underlying linear structure of APs.
Key facts
- Definition of AP: $d = T_n - T_{n-1}$ is constant
- $T_n = a + (n-1)d$ (nth term formula)
- $S_n = \frac{n}{2}(2a+(n-1)d)$ and $S_n = \frac{n}{2}(a+l)$ (both sum formulas)
Concepts
- Why $T_n$ is a linear function of $n$ (graph is a straight line)
- How Gauss's pairing trick derives both $S_n$ formulas
- Why finding $n$ from $S_n = k$ produces a quadratic equation
Skills
- Test a sequence for the AP property; find $d$
- Apply $T_n = a+(n-1)d$ to find terms, positions and unknowns
- Apply both $S_n$ formulas to find sums and solve problems
- Set up and solve linear growth/decay problems using APs
An arithmetic sequence is the simplest kind of pattern: you add the same number each time. The common difference $d$ is what defines it — and also what makes it so easy to work with algebraically.
The defining property:
- A sequence $T_1, T_2, T_3, \ldots$ is an AP if and only if $d = T_2 - T_1 = T_3 - T_2 = T_4 - T_3 = \cdots$ (all consecutive differences equal).
- In symbols: $$d = T_n - T_{n-1} \quad \text{for all } n \geq 2$$
- Test: compute all consecutive differences. If they are all equal, it's an AP.
Examples:
- 3, 7, 11, 15, 19, … — differences are all 4. AP with $d = 4$, $a = 3$.
- 20, 17, 14, 11, 8, … — differences are all $-3$. AP with $d = -3$, $a = 20$.
- 1.5, 2.0, 2.5, 3.0, … — differences are all 0.5. AP with $d = 0.5$, $a = 1.5$.
Not APs:
- 2, 4, 8, 16, … — ratios are constant (not differences). This is a geometric sequence.
- 1, 4, 9, 16, … — differences are 3, 5, 7 (increasing). This is a perfect-square sequence.
AP definition: $d = T_n - T_{n-1}$ constant for all $n$.; Test: compute all consecutive differences — must all be equal.
Pause — copy the AP definition: common difference $d = T_n - T_{n-1}$ is constant for all $n$; test by computing all consecutive differences — they must all be equal — into your book.
Quick check: Which of the following is an arithmetic sequence?
We just saw that an AP has a constant common difference $d = T_n - T_{n-1}$. That raises a question: instead of stepping through term by term, can we jump directly to any position in the sequence? This card answers it → the $n$th term formula $T_n = a + (n-1)d$, which also reveals that an AP is a linear function of $n$ with gradient $d$.
Instead of listing terms one by one, the nth term formula jumps directly to any position. It also reveals that an AP is secretly a linear function in disguise.
Derivation: Starting from $T_1 = a$ and adding $d$ each time:
- $T_1 = a$
- $T_2 = a + d$
- $T_3 = a + 2d$
- $T_4 = a + 3d$
- $T_n = a + (n-1)d$ — adding $d$ exactly $(n-1)$ times to reach the $n$th term.
Worked example 1 — finding a term and a position:
(a) Find $T_{10}$: $T_{10} = 5 + (10-1) \times 3 = 5 + 27 = \mathbf{32}$.
(b) Which term equals 50? Set $T_n = 50$:
$$5 + (n-1) \times 3 = 50 \implies (n-1) \times 3 = 45 \implies n - 1 = 15 \implies n = 16$$ So $T_{16} = 50$. Check: $5 + 15 \times 3 = 5 + 45 = 50$ ✓
Worked example 2 — finding $a$ and $d$ from two terms:
Write two equations using $T_n = a + (n-1)d$:
$$a + 3d = 13 \quad (1)$$ $$a + 8d = 33 \quad (2)$$ Subtract (1) from (2): $5d = 20 \implies d = 4$.
Substitute into (1): $a + 12 = 13 \implies a = 1$.
Check: $T_4 = 1 + 3 \times 4 = 13$ ✓ $T_9 = 1 + 8 \times 4 = 33$ ✓
$T_n = a + (n-1)d$ where $a = T_1$ (first term) and $d$ = common difference.; Rewritten: $T_n = dn + (a-d)$ — linear in $n$ (straight-line graph, gradient $= d$).
Pause — copy the $n$th term formula $T_n = a + (n-1)d$ and its linear form $T_n = dn + (a-d)$ — showing an AP has gradient $d$ when graphed against $n$ — into your book.
Fill the blanks: AP with $a = 3$, $d = 7$.
$T_5 = 3 + (5-1) \times 7 = 3 + $ $=$ .
If $T_n = 73$, then $(n-1) \times 7 = 70$, so $n - 1 =$ and $n =$ .
We just saw that $T_n = a + (n-1)d$ finds any individual term instantly. That raises a question: to find the total of the first $n$ terms, do we have to add them all up one by one, or is there a shortcut? This card answers it → Gauss's pairing trick gives $S_n = \dfrac{n}{2}(a+l)$ (use when you know the last term $l$) and $S_n = \dfrac{n}{2}(2a+(n-1)d)$ (use when you know $d$).
Adding up $n$ terms of an AP looks tedious, but Gauss's pairing trick reduces it to a single multiplication. The result gives two equivalent formulas — each useful in different situations.
Gauss's derivation:
- Write $S_n = a + (a+d) + (a+2d) + \cdots + l$ where $l = T_n = a + (n-1)d$.
- Write $S_n$ again in reverse: $S_n = l + (l-d) + (l-2d) + \cdots + a$.
- Add term by term: each of the $n$ pairs sums to $(a + l)$.
- So $2S_n = n(a + l)$, giving: $$S_n = \dfrac{n}{2}(a + l)$$
- Substitute $l = a + (n-1)d$: $$S_n = \dfrac{n}{2}(2a + (n-1)d)$$
$S_n = \frac{n}{2}(a+l)$ — use when you know the first term $a$, the last term $l$, and the number of terms $n$.
$S_n = \frac{n}{2}(2a+(n-1)d)$ — use when you know $a$, $d$ and $n$ but not the last term.
Example: Sum of the first 20 terms of 3, 7, 11, …
$$S_{20} = \frac{20}{2}(2 \times 3 + 19 \times 4) = 10(6 + 76) = 10 \times 82 = \mathbf{820}$$
Two equivalent AP sum formulas: $S_n = \frac{n}{2}(a+l)$ and $S_n = \frac{n}{2}(2a+(n-1)d)$.; Gauss's trick: write $S_n$ forwards and backwards, add pairs — each pair sums to $a+l$.
Pause — copy both AP sum formulas: $S_n = \dfrac{n}{2}(a+l)$ (when last term $l$ is known) and $S_n = \dfrac{n}{2}(2a+(n-1)d)$ (when $d$ is known) into your book.
True or false: The formula $S_n = \frac{n}{2}(a+l)$ can only be used if you already know the value of the last term $l$ in the series.
We just saw the two AP sum formulas $S_n = \dfrac{n}{2}(a+l)$ and $S_n = \dfrac{n}{2}(2a+(n-1)d)$. That raises a question: in HSC problems where $n$ is unknown, or where you must find $T_n$ from a sum formula, which technique applies and what kind of equation do you end up solving? This card answers it → finding $n$ from $S_n = k$ produces a quadratic; finding $T_n$ from $S_n$ uses $T_n = S_n - S_{n-1}$ for $n \geq 2$.
Most AP exam problems involve finding unknowns from partial information. The key is recognising which formula applies and what equation structure it produces.
Strategy — the 3-unknown rule: The variables in AP problems are $a$, $d$, $n$, $T_n$ and $S_n$. Each formula gives one equation in these unknowns. Two pieces of information give two equations — solve simultaneously.
Type A — find $n$ such that $S_n$ equals a given value (produces a quadratic in $n$):
$3n^2 + 2n = 200 \implies 3n^2 + 2n - 200 = 0$
Discriminant: $4 + 2400 = 2404$. $\sqrt{2404} \approx 49.03$.
$n = \frac{-2 + 49.03}{6} \approx 7.84$ — round up to $n = 8$ (first $n$ giving $S_n \geq 200$).
Type B — find $T_n$ from a given $S_n$ formula:
$T_n = S_n - S_{n-1} = \frac{n(3n+1)}{2} - \frac{(n-1)(3n-2)}{2} = \frac{3n^2+n - 3n^2+5n-2}{2} = \frac{6n-2}{2} = 3n - 1$
Check $T_1 = S_1 = \frac{1 \times 4}{2} = 2 = 3(1) - 1$ ✓
Type C — how many terms until the sum exceeds a threshold:
$a = 4$, $d = 5$. $S_n = \frac{n}{2}(8 + 5(n-1)) = \frac{n}{2}(5n + 3) > 1000$
$5n^2 + 3n - 2000 > 0$. Using quadratic formula: $n > \frac{-3 + \sqrt{9+40000}}{10} \approx 19.8$.
So $n = 20$ is the first value where $S_n > 1000$. Check: $S_{20} = \frac{20}{2}(8 + 95) = 1030 > 1000$ ✓
Finding $n$ from $S_n = k$: substitute into AP sum formula, rearrange to quadratic, solve, take positive integer root.; Finding $T_n$ from $S_n$ formula: $T_n = S_n - S_{n-1}$ for $n \geq 2$; check $T_1 = S_1$ separately.
Pause — copy the three AP problem types: finding $n$ from $S_n = k$ (rearrange to quadratic, take positive integer root); finding $T_n$ from a sum formula ($T_n = S_n - S_{n-1}$ for $n \geq 2$); threshold problems ($S_n > k$) — into your book.
Quick check: The sum of the first $n$ terms of an AP is $S_n = n^2 + 3n$. What is $T_5$?
We just saw the algebraic AP problem types — finding $n$ from $S_n = k$ and extracting $T_n$ from a sum formula. That raises a question: when a real-world situation involves a fixed-dollar salary rise, a fixed-unit fuel consumption decrease, or any constant periodic change, how do you identify it as an AP and set up the calculation? This card answers it → identify $a$ (initial value), $d$ (fixed change per period), and $n$; use $T_n$ for a specific period, $S_n$ for the total.
Real situations where a quantity changes by the same fixed amount each period are AP models. Recognising this structure lets you skip building a table — just identify $a$, $d$ and $n$, then apply the formulas.
Common AP models:
- Salary increasing by a fixed dollar amount each year (not a percentage).
- Rent increasing by a fixed dollar amount each month.
- Temperature dropping by a fixed number of degrees each hour.
- Savings increasing by a fixed extra amount each period (the hook question!).
Setup strategy: Identify the initial value ($a = T_1$), the fixed change per period ($d$), and what you need: a specific term ($T_n$) or a total ($S_n$).
A worker earns $48{,}000 in year 1 with a $2{,}000 raise each year. Total earnings over 15 years?
$a = 48000$, $d = 2000$, $n = 15$.
$$S_{15} = \frac{15}{2}(2 \times 48000 + 14 \times 2000) = \frac{15}{2}(96000 + 28000) = \frac{15}{2} \times 124000 = \$\,930{,}000$$
Use an AP when the change is a fixed amount per period (e.g. $+\$2{,}000$/year).
Use a GP when the change is a fixed percentage per period (e.g. $+3\%$/year).
In the hook question: saving $50, $80, $110, … adds $30 each month — that's an AP. After 12 months: $a = 50$, $d = 30$, $n = 12$: $$S_{12} = \frac{12}{2}(2 \times 50 + 11 \times 30) = 6(100 + 330) = 6 \times 430 = \$\,2{,}580$$ Much more than $1{,}200!
AP applications: fixed-amount change per period. Identify $a$ (initial value), $d$ (fixed change), $n$ (number of periods).; Use $T_n$ for a specific period's value; use $S_n$ for total accumulated over $n$ periods.
Pause — copy the AP application framework: identify $a$ (initial value), $d$ (fixed change per period), $n$; use $T_n = a+(n-1)d$ for a specific period's value; use $S_n$ for total accumulated — into your book.
Top 3 list: A tradie earns $62,000 in year 1 and gets a $3,500 raise each year. List THREE pieces of information you need before solving any part of this problem, and state their values.
Worked examples · 3 problems
An AP has first term $a = 7$ and common difference $d = -4$. (a) Find $T_8$. (b) Find the first negative term. (c) Show that $T_n$ is a linear function of $n$ and state the gradient.
$T_8 = 7 + (8-1)(-4) = 7 - 28 = -21$
$T_n < 0 \implies 7 + (n-1)(-4) < 0$
$7 - 4n + 4 < 0 \implies 11 < 4n \implies n > 2.75$
First negative term: $T_3 = 7 + 2(-4) = -1$
$T_n = 7 + (n-1)(-4) = 7 - 4n + 4 = -4n + 11$
This is $y = -4n + 11$: linear with gradient $\mathbf{-4}$ (which equals $d$).
AP: 4, 9, 14, 19, … (a) Find $S_{15}$. (b) Find the value of $n$ for which $S_n = 322$. (c) Find the least $n$ for which $S_n > 500$.
$a = 4$, $d = 5$ (since $9-4 = 14-9 = 5$)
$S_{15} = \frac{15}{2}(2 \times 4 + 14 \times 5) = \frac{15}{2}(8 + 70) = \frac{15}{2} \times 78 = \mathbf{585}$
$\frac{n}{2}(8 + 5(n-1)) = 322 \implies \frac{n}{2}(5n+3) = 322$
$5n^2 + 3n - 644 = 0$
$(5n + 56.2\ldots)(n - 11) = 0 \implies n = 11$
(or discriminant: $\sqrt{9 + 12880} = \sqrt{12889} = 113.5$, $n = \frac{-3+113.5}{10} = 11.05$, take $n=11$)
$\frac{n}{2}(5n+3) > 500 \implies 5n^2 + 3n - 1000 > 0$
$n > \frac{-3 + \sqrt{9 + 20000}}{10} = \frac{-3 + \sqrt{20009}}{10} \approx \frac{-3 + 141.5}{10} = 13.85$
Least $n = 14$. Check: $S_{14} = \frac{14}{2}(8 + 65) = 7 \times 73 = \mathbf{511} > 500$ ✓
A tradie earns $62,000 in their first year. Each year their income increases by $3,500. (a) Write an expression for income in year $n$. (b) Find total earnings over the first 10 years. (c) In which year does their annual income first exceed $100,000?
$a = 62000$, $d = 3500$
AP: $62000, 65500, 69000, \ldots$
$T_n = 62000 + (n-1) \times 3500$
$T_n = 62000 + 3500n - 3500 = 3500n + 58500$
$S_{10} = \frac{10}{2}(2 \times 62000 + 9 \times 3500)$
$= 5(124000 + 31500) = 5 \times 155500 = \$\,\mathbf{777{,}500}$
$T_n > 100000$
$3500n + 58500 > 100000$
$3500n > 41500$
$n > 11.86$
First year: $n = 12$. Check: $T_{12} = 3500(12) + 58500 = 42000 + 58500 = \$\,\mathbf{100{,}500}$ ✓
The hook question: saving $50, $80, $110, … is an AP with $a = 50$ and $d = 30$. Month 12: $T_{12} = 50 + 11 \times 30 = \$380$. Total over 12 months: $S_{12} = \frac{12}{2}(2 \times 50 + 11 \times 30) = 6(100 + 330) = 6 \times 430 = \mathbf{\$2{,}580}$ — more than double the naive guess of $1{,}200! The sum grows quadratically in $n$ even though each term grows linearly.
Multiple choice · 5 questions
MC 1. The AP 7, 3, −1, −5, … What is $T_{12}$?
A) −37 B) −33 C) −41 D) −29
MC 2. Sum of first 15 terms of AP with $a = 2$, $d = 5$?
A) 555 B) 525 C) 455 D) 495
MC 3. An AP has $T_5 = 14$ and $T_{11} = 32$. Find $d$.
A) 2 B) 3 C) 4 D) 5
MC 4. How many terms are needed so that the sum of $1 + 4 + 7 + \cdots$ first exceeds 100?
A) 8 B) 9 C) 10 D) 7
MC 5. The graph of $T_n$ vs $n$ for an arithmetic progression is:
A) exponential B) quadratic C) linear D) sinusoidal
Short answer · 3 questions
SA 1. An AP has $T_3 = 11$ and $T_8 = 31$. Find $a$, $d$ and the value of $n$ for which $T_n = 59$. (3 marks)
SA 2. Find the sum of all integers from 50 to 200 inclusive. Show the AP structure, identify $a$, $l$ and $n$, then apply the correct formula. (4 marks)
SA 3. A tradie earns $62,000 in their first year. Each year their income increases by $3,500. (a) Write an expression for income in year $n$. (b) Find total earnings over the first 10 years. (c) In which year does their annual income first exceed $100,000? (5 marks)
📖 Comprehensive answers (click to reveal)
MC 1 — Answer: A (−37). $a = 7$, $d = 3 - 7 = -4$. $T_{12} = 7 + 11 \times (-4) = 7 - 44 = -37$.
MC 2 — Answer: A (555). $S_{15} = \frac{15}{2}(2 \times 2 + 14 \times 5) = \frac{15}{2}(4 + 70) = \frac{15}{2} \times 74 = 555$.
MC 3 — Answer: B (3). $a + 4d = 14$ and $a + 10d = 32$. Subtract: $6d = 18 \Rightarrow d = 3$.
MC 4 — Answer: B (9). $a=1$, $d=3$. $S_n = \frac{n}{2}(2+3(n-1)) = \frac{n}{2}(3n-1)$. $S_8 = 4 \times 23 = 92 \leq 100$; $S_9 = \frac{9}{2} \times 26 = 117 > 100$. So the first $n$ where $S_n > 100$ is $n = 9$.
MC 5 — Answer: C (linear). $T_n = dn + (a-d)$ is linear in $n$ — a straight line graph with gradient $d$.
SA 1 (3 marks): Equations: $a + 2d = 11$ and $a + 7d = 31$ [1]. Subtract: $5d = 20 \Rightarrow d = 4$; $a = 11 - 8 = 3$ [1]. For $T_n = 59$: $3 + (n-1)(4) = 59 \Rightarrow 4n - 1 = 59 \Rightarrow n = 15$ [1].
SA 2 (4 marks): AP: 50, 51, 52, …, 200 with $d = 1$ [1]. $a = 50$, $l = 200$, $n = 200 - 50 + 1 = 151$ [1]. Use $S_n = \frac{n}{2}(a+l) = \frac{151}{2}(50+200) = \frac{151}{2}(250) = 151 \times 125 = \mathbf{18{,}875}$ [2].
SA 3 (5 marks): (a) $T_n = 62000 + (n-1)(3500) = 3500n + 58500$ [1]. (b) $S_{10} = \frac{10}{2}(2 \times 62000 + 9 \times 3500) = 5(124000 + 31500) = 5 \times 155500 = \$\,\mathbf{777{,}500}$ [2]. (c) $3500n + 58500 > 100000 \Rightarrow 3500n > 41500 \Rightarrow n > 11.86 \Rightarrow n = 12$ [2]. Income in year 12 = $3500(12) + 58500 = \$100{,}500$.
Five timed arithmetic-sequences-and-series questions. Gold tier: 90% + speed.
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